Stock-Backed Lending

Release capital from your shares. Without selling.

Non-recourse liquidity against your listed equity position. Your shares remain your shares. Fixed rates, 7–12 day funding, terms from 12 months to 15 years. No credit checks. No personal guarantees.

From $500K · Global · Fixed Rate
OVERVIEW

Executives, founders and family offices frequently hold significant positions they cannot sell restricted stock, concentrated wealth, tax-inefficient exits. Our stock-backed facility unlocks the value of that position as working capital without triggering a sale, transferring ownership or exposing personal assets. The structure is genuinely non-recourse: if the market moves against the collateral, the lender's only recourse is the pledged stock itself.

How It Works

From term sheet to funding.

01

Term Sheet

Confidential enquiry, ticker review and indicative terms within 48 hours.

02

Custody Setup

Shares are transferred to a regulated custodian. You retain economic upside and voting rights where permitted.

03

Funding

Loan proceeds disbursed 7 to 12 days from term sheet, in USD, EUR or GBP.

04

Live & Repay

Interest-only servicing or accrual. Return your capital and reclaim your stock at any point in the term.

Structure & Terms

The shape of the facility.

01
Minimum Facility
USD 500,000
02
Loan-to-Value
Up to 70%
03
Term
12 months – 15 years
04
Rate
Fixed, from ~4.5%
05
Structure
Non-recourse
06
Eligible Stock
Major listed exchanges
Use Cases

Who this works for.

Executive Concentration

Diversify wealth locked in a single employer stock position without triggering a taxable disposal.

Business Expansion

Fund a new venture, acquisition or capex programme using existing equity as collateral.

Real Estate

Deploy fast into a property or development opportunity while retaining upside in the underlying position.

Tax Deferral

Access liquidity without crystallising capital gains on a low-basis holding.

FAQ

Common questions.

Is the loan really non-recourse?

Yes. The lender's only recourse is the pledged stock. Your personal balance sheet, other assets and other holdings are not encumbered.

Do I keep dividends?

In most structures dividends continue to accrue to you during the life of the facility. Voting rights depend on the exchange and custody arrangement.

Which exchanges are eligible?

Major global exchanges including NYSE, NASDAQ, LSE, Euronext, TSX, ASX, HKEX, TSE and others. Restricted, thinly traded or Reg S stock is reviewed case by case.

What happens if the price falls?

There are no margin calls in the retail sense. The facility is structured with a fixed LTV and defined price triggers agreed in advance. If a trigger is reached, standard remedies apply no personal liability.

How discreet is the process?

Fully confidential. There is no credit filing, no public record and no third-party disclosure. Documentation is handled directly between you, the custodian and the lender.

Get Started

Speak directly with Gary.

A 30-minute confidential conversation. No intermediaries. No pitch decks. Gary takes every introductory call himself.

Book a Confidential Call